At Qm Advance, we provide merchant cash advance services with both split funding and bank only ACH options. These alternatives to small business loans are available to business owners with bad credit and other financial issues, because they are based on the strength of a business’s sales and not on credit score. A merchant cash advance is essentially a purchase of a portion of a business’s future sales.

  • Step 1

    Step 1Complete our application with minimal support documentation and get an approval within 24 hours.

  • Step 1

    Step 2Complete the underwriting process with out sale manager and get your cash in less than 7 days.

  • Step 1

    Step 3A small percentage of our daily sales is directed to QM Advance to repay your cash advance.

Get your free pre-approval!

  • Quick and easy application with fast approval
  • Funding in as little as 24 hours
  • No setup fees
  • No collateral
  • No personal liability
  • Bad Credit OK
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